Collaborates with concerned parties towards setting Division long and short term goals ensuring compliance Reviews all financial reports and other performance data to determine areas needing cost reduction and / or process improvement.
Reviews current credit policies / procedures and suggests changes to Executive Management to enhance the credit standards.
Conducts credit risk reviews in accordance with CRR policy and procedures. Provides consultative feedback to Relationship Managers / Underwriters and Business Unit Managers relative to credit / loan quality issues arising from reviews.
Calculations and analysis for credit and investment proposals, including : Pre-fact analysis focused on compliance with regulations stipulated by credit approving authorities and in regards to counter party bank limits and country limits .
Risk grading and risk-return (Risk Adjusted Return in Capitals) calculations . Performs post fact analysis of selected credit exposures .
Coordinates with External Consultants to discuss new financial models, and with Rating Agencies and Correspondent Banks to discuss Bank’s risk profile .
Evaluates effectiveness of management processes in the various portfolios, and based on results, proactively recommends changes .
Identifies and initiates steps necessary to improve the credit valuation process and collect reference material for Management .
Ensures Client satisfaction with related products and services to ensure quality excellence and superior provision of service .
Job Details Posted Date : 2019-10-23Job Location : Al Kuwait, KuwaitJob Role : OtherCompany Industry : Banking Preferred Candidate Career Level : Mid CareerDegree : Bachelor's degree